Welcome What's The Buzz Blog

It has been a pretty rough couple of weeks, airline closure, pandemic scares and hostage takings, so this week I’ll tackle something that ALL events should think about: Insurance.

Why You need it

• if you have to cancel or postpone an event because of adverse weather and natural disasters (snowstorms and airports come most to mind).

• If you have to cancel because one of your major participants (member of the wedding party, key note speaker) is ill, injured or dies.

• If one of your vendors (caterer, florist or photographer), does not show up, double-books or goes out of business.

• If items are stolen or damaged and are not covered by your homeowners insurance. This can include the cake, flowers, gifts, presents, rings and outfits for the bride, groom, bridesmaids, best man and ushers.

• If you need to cancel your Honeymoon because of illness, bad weather or other circumstances.

• If you medically require professional counseling when cancelling or postponing your event leads to severe emotional stress.

• If your venue does not have coverage for property damage or bodily injury.
(This includes host liquor liability to protect you against alcohol-related accidents).

• If none of your photos turn out, some policies offer coverage for restaging.

If you have an insurance agent, this would be the first call to make. If not, Search Engines will provide you with plenty of options, look under Business Event Liability Insurance, Private Event Insurance, and Wedding insurance. Make sure you check with your venue to be sure of their coverage.